Investments

If you don’t want to simply teach your children to make money and then “put it in the bank,” you may want to consider the form of education that has become quite popular in recent years: financial literacy. This includes training your child to understand what money is, how to obtain and reliably invest it to ensure that they earn a regular return and remain financially solvent.

While there are many intermediate and advanced books on this topic, there are very few that cater to younger crowds, including elementary school students, even though this is important, since many children begin working when they are teenagers.

Author, financial expert, and real estate investor Jewell Thornton has created the perfect solution for parents looking to give their children an early education in finance: “A Kids Journey to Getting Rich.”http://www.akidsjourney.com

The storyline is about a young boy who aspires to be rich, but must prepare himself and his future. The boy learns that school and education are necessary for attaining wealth.

The 35-page book, which includes colorful pictures, a test, and a glossary, will teach children of all ages the basics of a financial statement; the principles of income, expense, liabilities, and assets; and potential vehicles they can use for real estate investment.

Additionally, Thornton’s book urges children to be responsible with money to save, so they can invest, rather than spending money on “doodles,” such as expensive games, toys, and cars. “Those who learn good money management skills early are more likely to become adults who can make sound financial decisions in the future,” Thornton says. “I’m asking parents to give their children a financial head start in life.”

Thornton has worked with and tutored kids in finance and money management for the past 20 years. She has worked in the Government sector for the past 18 years, 13 of which as a Financial Analyst. “I own investment real estate property and frequently talk to kids about their financial future and how important it is to own real estate.”

Phyllis Harrion, a third grade teacher from Washington, D.C. purchased the book for her entire third grade class. “The students picked up many of the money management concepts quickly and easily. They love the financial terms and definitions made just for kids as well as the financial workbook.”

Ron Ianieri does not loose sleep over reports of a declining stock market. His confidence does not come from avoiding investing completely or indulging in get-rich-quick schemes. The former floor trader and chief options strategist of The Options University employs options, a powerful tool that offers consistent profits despite market volatility.

“There are things that you can do with options that you can not do with stocks,” explains Ianieri. The buzz surrounding options mounts. In September, the Nasdaq announced that it would enter the options product market. The US Exchange also petitioned the US Securities and Exchange Commission (SEC) to allow options trading in penny increments. Weeks later, the SEC revealed it is considering altering an archaic rule that could drastically change the way brokerage firms assess margin requirements on options trading investors.

Historically, investors tiptoed around options because of their reputation of being difficult to understand. Others avoided options because of monikers such as ‘risky’ tacked on by the media and market leaders. “Some of the same people that were telling people to stay away, are now on the options bandwagon,” exclaims Ianieri. Indeed, more investors are finding that options provide increased cost efficiency, are less risky, give higher percentage returns and offer more strategic alternatives.

According to Ianieri, an investor’s ability to manage risk determines their success or failure. Many incorrectly define leverage as using same amount of money to create a larger position. Successful investors create the same sized position with less money. Not understanding option theory also increases the chance of failure. Investors are tempted to make a trade after learning a few strategies. “Any class or book that doesn’t teach the fundamentals, is teaching them how to fail,” asserts Ianieri.

The expert warns that the SEC and Nasdaq’s announcements increase the need for comprehensive education. Investors nationwide are heeding his advice. Through The Options University, Ianieri offers guidance through in-person seminars, virtual classes, home study courses and one-on-one consultations. “There is more to trading options than strategy,” says Ianieri. “Once investors have this knowledge, they will know how to react in turbulent markets and can stay profitable regardless.”

The time to pursue international real estate investing is now.

many can sense the beginning of a cool-down period in the US market. What should the investor do in a situation like this? Some turn to the traditional stock market as one way to continue earning income and growth; but others more wisely look at international investment property options as a way to strengthen their real estate holdings and leverage future opportunities.

Responding to market demand for international alternatives to the increasingly passé American market, Resinto Property just opened its first office in North America in Cedar Rapids, IA. Founded by successful international investor Charles Denney II, Resinto Property provides more than expected: The company specializes in educating investors on the ins and outs of investing in property internationally. Then, after educating investors, Resinto Property is in the business of buying investment property in the international locations it is certain are set to boom.

Investors enjoy the best of both worlds: on the one hand they build up a knowledge base in an area of investing that holds tremendous opportunity; on the other hand they are exposed to numerous real estate investing options in areas that offer greater growth potential than current domestic markets. The result? Denney says it best: “we get smarter investors and better properties. All boats rise when the tide rises; it’s a win-win scenario.”

Ever heard anything like this? Likely not! Resinto Property enjoys a first-to-market approach in what’s bound to be a trend for real estate investing as the domestic market enters a long cool down cycle. While their strategy is not new, the combination of value-added service they offer clients is unprecedented. “Our customers know there’s something different. That’s why they join us… and that’s why they keep coming back for more and more properties,” says Denney.

Denney began investing internationally several years ago. “After seeing me sell my domestic property and traveling a lot, I had friends and family wondering what I was up to, and when I told them, they were determined to learn and invest for themselves,” says Denney. “I helped them build up international real estate portfolios. It was clear that there were no trustworthy resources out there to help someone who wanted to break into this type of investing. From there it was a simple, intuitive leap to deciding to start Resinto Property.”

Resinto Property has taken a different approach on real estate investing. Real estate investors who fear the looming US market decline, as well as those who are looking to start investing in real estate, should click to www.resintoproperty.com for more information on investment property options and how this company could hold the next investment opportunity for their portfolio.